|Volume 16, Issue 6||
Sunday, June 24, 2 pm, Cedar Mill Library
Lori Alexander of Portland Animal Massage will give a talk and demonstration on, “Massage for your Dog – How and why to enrich your dog’s life and health with massage.”
Can’t make the talk but interested in massage for your dog or cat? Contact Portland Animal Massage for a free mini massage and see if it’s right for your fur kid.
Every other Friday, June 8-August 31, 6-8 pm, Cedar Mill Market of Choice, 118th & Barnes
Market of Choice presents its 4th Annual Music on the Patio series. People can enjoy food and beverage tastings throughout the store from 5:30-7 pm, and then relax and listen to live, local music on the outside patio.
June 8: Elke Robitaille; June 22: Mick Shafer Band; July 6: Anna Gilbert.
Second Saturdays from June 9-October 13, 10 am, Marion Acres, 23137 NW West Union Rd. Free, registration required
Join us for our "Second Saturday Stroll" through the farm! Come see the entire farm with us as the owners John & Geoff take you on a guided tour to meet all the animals. We will talk in depth about our sustainability, methods, and plans. You'll get to see the entire "farm-to-table" process from chick, to pasture, to processing, to packaging. We'll also visit all the animals and see how they play a major role in the sustainable cycle on our farm. Register on the website!
Saturday, June 9, 1-5 pm, Beaverton Pharmaca, 240 NW Lost Springs Terrace
Get help stocking your summer travel and first-aid kit. Earn Pharmaca Cash to redeem in July. Take home MyChelle Clear Sun Shield Stick SPF 50 with $75 purchase & get up to $20 in savings coupons.
The Pharmaca Cash Event is back. During the month of June, the more you spend, the more Pharmaca Cash you earn to redeem in July: earn up to $50 back after spending $100 or more.
Save up for something just for you this July.
If you have questions, contact Patrick Healey at 503-596-3552
June show featuring the art of West Sylvan Middle School students
Sunday, June 10, 2-4 pm, 12505 NW Cornell Rd, free.
Join us for refreshments and meet our featured artists: over 65 students from West Sylvan Middle School! These students either created flags that will be flown outside of the gallery, or artwork exhibited for sale on the featured artist wall inside the gallery. The students have been working since March on this project and are excited to show their work. This collaboration is part of the gallery's plan to support local art, and as an outreach to the community. This show also acts as a fundraiser to raise money for art supplies for the school. We hope you will stop by and view this original and unique art.
Lori McLaughlin, our featured crafter, will be showing her clay Raku glazed garden art during the June show. The continuing exhibit of over 20 Village Gallery artists in Beaverton City Hall will run until June 28. Be sure to stop by before then.
Summer classes are now available, including a farmer’s market and painting class, as well as a class that centers around cell phone photography. We offer classes for both children and adult students. Find more information and a full class lineup on our webpage.
Village Gallery is a non-profit educational art gallery in operation since 1963.
12505 NW Cornell Road, Portland, OR 97229, next to the Cedar Mill Library
Hours: Monday-Saturday 10-4; Sunday 12-4.
Budgeting is about confidence, not guilt. A reason lots of people avoid budgeting is because they think it means giving up everything they love and converting to a super-frugal lifestyle.
Budgeting is not meant to shame you into being financially responsible. At the end of the day, budgeting is simply about awareness. If you fully understand where your money is going each month, you can design a budget that allows you to truly enjoy your money.
Stop comparing yourself to others. An effective budget is tailored to your specific combination of wants and needs, so forcing yourself to live within a sample budget you found online or in a personal finance book is not a long-term solution.
Budgeting categories can vary wildly depending on where you live, where you work, how you get from point A to point B, what you do for fun and what your personal goals are. Finding a budget that works for you will take trial and error, and the end result will look different from every other budget out there. Get comfortable with the idea that everyone has different priorities, and that no two budgets look alike.
Be real about your income. A rookie mistake when it comes to budgeting is using your salary (divided by 12 months) or your hourly wage (multiplied by hours worked) as your monthly income.
Instead, take a couple of minutes to calculate your monthly take-home pay—this is your income after estimated taxes and other deductions (like health care, social security and retirement savings contributions) have been taken into account. Your deductions should be listed on your paycheck, so you can easily add these items to your overall budget.
Savings is an expense, too. If budgeting categories were a high school gym class, savings would be picked last. In many budgets, the savings category ends up getting whatever is left over after the “more urgent” expenses have been paid (and—in most cases—the not-so-urgent ones too!).
The only way to take your savings seriously is to give it the same priority as your living expenses. If you contribute a set amount to your savings at the beginning of the month, your savings will grow so much faster and you won’t be able to “accidentally” spend that money on something else.
Look to your budget instead of your balance. For many people, budgeting simply means checking your account balance before making a purchase—and although it’s good to stay on top of your account totals, looking at your balance is an unreliable way of determining what you can and can’t afford.
Your account balance can’t communicate, for instance, how much money needs to be left untouched in order for you to pay your taxes this year or to renew your gym membership next month or to repair your car next week. Get into the habit of referencing your budget instead of your account balance before spending your money.
Prepare for emergencies. Emergency expenses have a knack for breaking even the best budgets because they can very easily turn into a huge source of debt. If you don’t have the cash on hand to take care of them immediately, you’ll have to put them on a card or take out a loan, which will have you paying interest on top of the cost of the expenses.
Emergency funds are an important part of any budget and should be a separate category from general savings goals. In order to be effective, your emergency fund can only be accessed for real emergencies—like sudden unemployment, an unexpected medical emergency, or a critical home or vehicle repair. Instead of looking at your emergency fund like yet another savings category, look at it as a way to strengthen your entire budget. Not only will it cover tough situations, but it will also save you stress and give you peace of mind.
Sunset Credit Union is open to anyone who lives, works or worships in Washington County. For more ideas on how to stick to a budget or to effectively manage your finances contact Sunset Credit Union at 503.643.1335 or visit their website at www.sspfcu.com.
Sunday, July 1, 11-5 pm, Bethany Family Pet Clinic, 15166 NW Central Dr.
Indigo Rescue is hoping to “clean up” at their dog wash fundraiser! Indigo Rescue helps hundreds of local homeless, neglected and abused pets find homes every year, and Bethany Family Pet Clinic has been a long-time supporter of their work in the community.
Dog wash prices are $15 for dogs up to 15 lbs., $20 for dogs between 15 and 65 lbs., and $25 for dogs over 65 lbs. Nail trims are $15, and all proceeds benefit the rescue.
In addition, Indigo Rescue brings the bling for homeless pets at their annual jewelry sale Saturday, June 9 from 9 am-4 pm at Bethany Village Center, 15160 NW Laidlaw Rd. This sparkling event will feature gold, silver, gems, fun, and costume jewelry including vintage and ethnic styles—all at amazing prices and sold to benefit a truly worthwhile cause. For more information, go to www.indigorescue.org or call Bethany Family Pet Clinic at 503-614-9061.
Monday-Friday, 8 am-7 pm; Saturday 8-6; Sunday 9-5, 12505 NW Cornell
Pat Mahoney says it’s time for some Spring Cleaning! Come in and find great deals on closeouts in motor oil, tools, accessories and more. Up to 30% off selected items, and more stuff will be added regularly.
Cedar Mill News
Published monthly by Cedar Mill News LLC