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Mike Irinaga often meets his clients in their offices, or over coffee and gelato at Tilly's |
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Mike Irinaga, Certified Insurance Counselor & Independent Insurance Agent
Mike Irinaga wears more hats than most Independent Insurance Agents; offering his clients everything from auto, home, life and business insurance, to retirement income services, and Medicare Advantage plans for retirees.
“Many of my clients are small business owners and professionals in the medical, legal, engineering and teaching fields,” he says. “These busy folks have multiple insurance and financial needs, and I can help them design a program for the right protection at the right price. That’s because, with over 26 years in the business, I’ve learned the insider secrets of the insurance industry and I have access to more than 17 top-rated insurance companies, including The Hartford, Progressive, Regence Blue Cross Blue Shield of Oregon, Providence Health Plans, and many more.” Mike’s clients continually tell him that they appreciate having a local agent that they know and trust; one who really listens to them and cares about their individual situation, rather than having to call an out of state 800-number.
As he and his clients have aged, Mike has been emphasizing what he calls “Senior Needs” in order to focus on improving the quality of life for senior citizens. He’s a trained speaker for the AARP MedicareComplete® plans by SecureHorizons. And recently, Mike teamed up with Fran Tarkenton (the NFL Hall of Famer) to join his national network of insurance and financial professionals representing Tarkenton Financial in order to offer his Oregon and Washington clients the best fixed and indexed annuities . Mike says, “when Fran recruited me, he explained that he calls us the Safe Money Experts, because we help seniors place a portion of their hard earned savings (and portions of their 401(k) and IRA money) into safe and guaranteed annuities that protect their principal.” Mike says, “when we help pre-retirees and retirees select the right annuities for their needs it really helps them to worry less and not lose any sleep during these turbulent economic times.”
Mike offers frequent informational workshops on AARP MedicareComplete® by SecureHorizons at Tilly’s Gelato & More, next to Walgreen’s in the Milltowner Shopping Center. Upcoming sessions will be Wednesday, October 15, and Tuesdays November 18 and 25, at 10:30AM. “During the first half of the session we provide updated information about traditional Medicare,” Mike explains. “Then we cover Medicare Advantage, Medigap, and the Prescription Drug Programs.” People who think traditional Medicare takes care of all their medical expenses once they turn 65 are surprised to find out how much they really have to pay out-of-pocket without one of these plans. You need a Medicare Advantage plan, which gives a lot of added coverage for a very affordable monthly premium. In fact, many of our AARP MedicareComplete® plans charge no additional premium.” There are seven different SecureHorizons plans currently available in Washington County, offering varying flexibility in the choice of doctors and hospitals, and varying deductibles and co-pays, and Mike can help you figure out which is the best fit for you.
Mike is a third-generation Oregonian who grew up in Portland. His family moved to Oak Hills and he attended Aloha High School. After graduating from the University of Oregon, he left the area to work for United Airlines as a Flight Attendant, based in Chicago and then in San Francisco. When the 1982 oil crunch hit the airline industry, he was furloughed, and returned to Oregon.
That same year, he went to work for the Azumano Insurance Agency in downtown Portland, joining founder George Azumano, and friend Sho Dozono. “They say that when you get into the insurance business, you’re either there for six months or 60 years,” he laughs. “I’m one of those who has stayed for the long run, which is now going on 26 years.”
In 1986, he became the Managing Partner in the Azumano Agency, and he bought the business in 2002. He recently changed the agency name to Mike Irinaga Insurance Agency..
Mike and his wife Patricia have lived in Cedar Mill since 1985, and have two teenage children, Megan and Ryan. Patricia is a Special Education Instructional Assistant at Cedar Park Elementary, and also has her own business, Patticakes Bakes, making deliciously decadent desserts.
Mike Irinaga joined the Cedar Mill Business Association several years ago, and is currently a member of the Board of Directors as Vice President. “I wanted to see what was going on in the neighborhood, and what other businesses were doing,” he says. “And it’s a great chance to get to know more of the small business owners in the area.”
As an Independent Agent, Mike can help you select the best coverages for your specific needs. “I can provide employee benefits such as group life and health care; property & casualty and worker’s comp. coverage for businesses; as well as auto and home insurance for individuals. Please feel free to call me anytime.”
You can contact Mike with any Insurance, Annuity or Medicare Advantage questions at 503-223-9797, or email him: mike@nw-insure.com
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