• Join us at GVB for our annual Farm Dinner
• Relax with Massage Polarity-Craniosacral bodywork
• Learn all about CoolSculpting at BodElite 
• Tips from your local credit union: Time to transition from summer to school!
• Fall festivities at Cornell Farm
• The best news for the real estate market in 15 months!

Join us at GVB for our annual Farm Dinner

Saturday, September 28 

Golden Valley Brewpub announces a delightful four-course family style meal featuring farm to table dishes crafted with fresh ingredients from our farm in McMinnville.

Call 503-972-1599 for tickets!

Relax with Massage Polarity-Craniosacral bodywork

September special, Tuesdays-Thursdays book an appointment here. Use code CEDARMILLNEWS at checkout for a $90 first session special discount

Sea Cummins, LMT #11683 RCST®️ Registered Polarity Educator, offers sessions 90 minutes to two hours for injury recovery or chronic pain treatments. Relax in a neighborhood setting in a cottage office. 

All who schedule and receive their treatment in the month of September will receive an energizing vegan-collagen shake to-go. See our Google page for reviews. 

Learn all about CoolSculpting at BodElite 

Tuesday, September 17, BodElite Body Contouring, 15160 NW Laidlaw Rd, #100, by appointment only. Call or Text 971.448.9155 to schedule. We’re also offering a Coolsculpting VIP Consult Day Thursday, September 19, 9 am-5 pm, by appointment only, free 

On September 17, experience CoolSculpting like never before at our special event, where we’re unveiling our brand new pricing structure designed to deliver “Transparent Pricing for Transformational Results.” For the first time ever, we’re offering patient-friendly fixed pricing that guarantees the results you’ve been dreaming of!

You’ll learn about our guaranteed results—our new pricing ensures you achieve your body contouring goals with no surprises; exclusive offerings of lunch; a special gift for every RSVP; and an additional gift for those who purchase a treatment package on the day of the event.

And learn about our expert care: BodElite is Oregon’s premier body contouring clinic, specializing 100% in body transformations. Our expertise and dedication to excellence make us the best in the business. Don’t miss this unique opportunity to transform your body and boost your confidence. This is an event unlike anything we’ve ever done before, and spaces are filling up fast! Reserve your spot today and discover why BodElite is the ultimate destination for body contouring.

Tips from your local credit union: Time to transition from summer to school!

Back to school season is often frenzied. After a relaxing summer, you’re thrown into a new routine. There are open houses to attend, teacher meetings, sports and after school activities, and the dreaded homework time, all of which take a while to get used to. Here are some tips that’ll make the back to school rush feel just a little more calm.

Shared calendar. If you’re a family with multiple people scheduled for multiple activities, a shared calendar is non-negotiable. It can be managed however you’d like. Some people like a written calendar in the kitchen that everyone can see, others manage via Google calendars or an app. Whatever it is, make sure that everyone is on the same page with who has to be where on what night.

Meal plan. Another thing to work out while you are planning your schedule is meals. Once you see what your week looks like, you may decide to meal prep on Sunday to have a fridge full of food for the week, or it may be a week of pulling things out of the freezer. Whatever you decide, it’s helpful to have a plan going into the week so you don’t get completely derailed with last minute food-making duties.

Have a designated space for homework. Parents know how difficult it can be for kids to go from playtime to study time. Having a dedicated study space at home can definitely help. Ideally, this should be a quiet spot conducive to productivity. Avoid setting up a desk in an area where they can easily be distracted by the TV, loud noises, or other family members.

Designate some screen time rules. If you got a little lax this summer with the screen time, know you aren’t alone. If you want to make sure to set some rules into place for the school year though, you should start getting into that routine now. Talk to your kids about whatever boundaries you want them to follow before it becomes a fight.

We hope you’ll find these tips from all of us at Sunset Credit Union helpful as we transition to the new school year. Sunset Credit Union is a full service, not-for-profit financial institution serving anyone who lives, works, worships or attends school in Washington County. You can learn more about us by visiting our website, and can easily join the credit union by clicking here. 

Fall festivities at Cornell Farm

8212 SW Barnes Road

Annual Scarecrow Contest

Open to submissions September to October 2

Use your imagination to craft the most creative scarecrow, then send us a photo for a chance to win up to a $300 Nursery gift card. One entry per household—family collaboration is highly encouraged! Our pumpkin patch will arrive in late September—a perfect activity for kids and adults of all ages, complete with photo opportunities and autumn treats at the Cafe! Make memories this fall as you choose the perfect pumpkin and explore our extensive nursery on a historic family farm.

Autumn Wreath Workshop

Sunday, September 22

The $125 registration fee includes all the materials and guidance needed to make an amazing Fall wreath, plus two glasses of wine per person and light refreshments. 

Fall Fair of the Oregon Potters’ Association

Friday-Sunday, October 4-6

We’re excited to host the fair. Browse handmade ceramics from 43 incredible local artisans! More information available here.  

The best news for the real estate market in 15 months!

The average rate on a 30-year mortgage eased this week to its lowest level in 15 months, welcome relief for home buyers navigating a housing market that remains out of reach for many Americans. The rate fell to 6.46%. A year ago, the rate averaged 7.23%. Mortgage rates are expected to continue trending lower overall this year, as signs of waning inflation and a cooling job market have raised expectations that the Federal Reserve will cut its benchmark interest rate at its policy meeting in September, which would be the first such easing in four years. Sam Khater, Freddie Mac’s chief economist, suggests “rates will gently slope downward through the end of the year.”With a 23-year high of 7.79% in October, the average rate on a 30-year mortgage has mostly hovered around 7% this year—more than double what it was just three years ago. But this month, the average rate has made its biggest downshift in more than a year.

The recent pullback in mortgage rates overall has sparked a pickup in applications for home refinancing loans, which are 23% higher than a month ago, according to the Mortgage Bankers Association. Applications for home purchase loans have lagged, however. To generate buyer demand, rates likely will need to decline another percentage point. The higher rates, which can add hundreds of dollars a month in costs for borrowers, have kept many would-be homebuyers on the sidelines, extending the nation’s housing slump into its third year. Owners with a below 3% interest rate aren’t willing to give up their low rate to move, often choosing to remodel to get what they want.

Most economists expect the average rate on a 30-year home loan to remain above 6% this year. That may not be enough for many prospective homebuyers in the face of record-high home prices and a shortage of properties for sale in many markets. 

With almost 40 years as a realtor, I have vast experience with buyers and sellers, first time buyers, or move up buyers and sellers. It would be my pleasure to meet with you, to learn your plans, and to help you navigate this transition. This is a very complicated real estate market, I would love to help you understand it. Reach me by phone at 503-706-6358 or email me at jdempsey@windermere.com